Frequently Asked Questions

A Public Adjuster is a licensed professional who advocates for policyholders in negotiating with their insurance companies to ensure fair and just compensation for property damage claims.

• We specialize in first-party insurance claims, working on behalf of the policyholder. Unlike adjusters working for insurance companies, our sole commitment is to you, the policyholder. We are experts in assessing property damage, estimating repair costs accurately, and negotiating with insurance providers to secure a favorable and fair settlement.

Hiring a Public Adjuster can optimize your insurance claim settlement. They have expertise in navigating the claims process, assessing damages accurately, and advocating for your best interests.

NO UPFRONT FEES.  We work on a contingency basis, meaning our fees are only charged if we successfully secure a settlement for you. In other words, we get paid when you do. Our fees are typically a small percentage of the final insurance settlement. 

Our experienced Public Adjusters will assess your property damage, review your insurance policy, document the losses, and negotiate with the insurance company on your behalf to secure the best possible settlement.

It's advisable to hire a Public Adjuster as soon as possible after experiencing property damage. Early involvement allows us to thoroughly document and assess the extent of the damage for a more favorable outcome.

We handle a wide range of first-party insurance claims, including those related to fire damage, water damage, other storm damage, and other property-related losses covered by insurance. If your loss is not listed, please contact us so we can discuss how we can help with your unique situation. 

Yes, even if you've already filed a claim, it's not too late to hire a Public Adjuster. We can step in at any point in the claims process to ensure your interests are protected.

Yes, we work alongside your insurance company to facilitate the claims process. Our goal is to ensure you receive a fair and equitable settlement based on the terms of your insurance policy.

The duration varies based on the complexity of the claim and the cooperation of involved parties. We strive to expedite the process while ensuring a thorough and prompt resolution.

The key distinction between what a Public Insurance Adjuster and a Company’s Insurance Adjuster is that a Public Insurance Adjuster works for YOU, and we are YOUR advocate. We are hired by YOU to assess and negotiate an insurance claim on YOUR behalf. We work independently from insurance companies, advocating for YOUR interests.

A Company Insurance Adjuster, also known as a Staff Adjuster or In-house Adjuster, who is hired by the insurance company to assess claims filed by policyholders, on behalf of the insurance company. Company Adjusters work to protect the interests of the insurance company.